Driving in Spain is beautiful, but make sure you have the right car insurance so that you are covered. Last year I had to go to Spain to set up a new branch for our company. I was there for almost a year and therefore needed a ride of my own to commute. In the beginning I had a rental to drive me around, but soon I picked a VW Golf for me and got it insured. There are many options when it comes to Spanish car insurance that I could choose from. It is compulsory to have your car insured in Spain.
If you are moving to Spain and want to know about the various options that you have in car insurance, then let me help you with it. Since I have gone through the process fairly recently, I should be able to help you.
Third party insurance
Third party insurance is the compulsory motor insurance in Spain. If you are buying a car in Spain then you will have to get it coved with a Third party insurance. This insurance will cover the other car and damage caused to it in case of an accident. Third party insurance will however not cover you and your car. It is the minimum insurance that you have to get, but it is not advisable to have just a third party insurance.
Third party, fire and theft insurance
Just as the name suggests, this car insurance spain will give you the basic Third party coverage and an added fire and theft coverage along with it. This will cover your vehicle from any damage caused due to an attempt of theft and robbery. In case of any accident caused due to a natural disaster or fire, your vehicle will be covered as well.
Comprehensive insurance covers every situation that might cause damage to your car and the third party. You will get a Third party coverage, fire and theft coverage and coverage for any other damage caused to your vehicle for any other reason. This is a good insurance that will keep your vehicle thoroughly safe and completely covered. I chose a comprehensive insurance for my car.
Driver and passenger insurance
This is the insurance that covers you and your passenger from any bodily damage that might occur during an accident. If you already have an accident insurance like me then you might not need it.
This is all the important information about insurance in spain. Choose wisely and be safe.